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PayPal Error Code 10486

PayPal is a payment application that allows the user to send and receive money with full authenticity and integrity. The PayPal Error Code 10486 denotes incomplete transactions due to wrong account details, insufficient balance, exceeding card limits, etc. You need to resolve the issue first for making a successful transaction. Else the transaction will be declined and the screen shows an error as “declined: 10486-this transaction couldn’t be completed. please redirect your customer to PayPal” Here, we will discuss various reasons for the error, and how to resolve it using proper troubleshooting procedures.

The reasons why PayPal payment is declined – Error Code 10486

There can be several factors that are responsible for PayPal Error Code 10486. You need to configure the issue corresponding to your account for resolving it. After that, you can continue with secure payments and successful transactions from your PayPal account. So, the main reasons for the issue are as follows:

  • Unconfirmed billing
  • Low account balance
  • Transaction declined by the card issuer
  • The transaction exceeds card limits
  • Pending software updates
  • Wrong account details
  • Violation of PayPal terms

So, these are the possible reasons that may cause PayPal errors and decline the transaction. Also, sometimes the issue can be due to the bad internet speed. So, before making any transaction check that your internet is working actively.

What should I do if PayPal Error Code 10486 appears on my account?

In case you make a payment using your PayPal account and it throws an error 10486, then you can prefer to pay directly using a debit or credit card. In case of an emergency payment, follow the steps below to make a payment:

  1. Open a PayPal account.
  2. Click on PayPal guest checkout
  3. Now, make a payment using your credit or debit card directly.
  4. Enter the details of the payment and proceed to pay following the instructions.

However, if you want to pay using the PayPal account only, then you have to follow certain troubleshooting steps to resolve the issue first and then make a payment successfully.  

Error 10486 on PayPal: Troubleshooting and Fixing

To resolve and fix the transaction decline issue with error code 10486, you have to first check the cause of the problem with your account. Otherwise, you can perform these steps in series and check for success after each step. If the issue persists then move to the next step to resolve the error.

Restart the App

The very first step that you can perform to resolve the issue is by restarting the PayPal app. It can fix a lot of problems with the app as it refreshes the system. Also, it releases the memory for the other transactions. So, after restarting the app, check for the success of the transaction. If the issue PayPal Error Code 10486 still exists, then move to the next step.

Confirm the Billing Details

Another way to fix the PayPal Error is by confirming the billing details. Sometimes, the user may enter the wrong details on the bill which directs to a false account. In this case, also the app may generate an error and decline your transaction. So, to resolve the issue check that you have entered the details correctly. Else, cancel the transaction and again add the details to send or receive the money.

Check Account Balance

If the user tries to send money that exceeds the total balance in their account, then also the app will throw PayPal Error Code 10486 and decline the transaction. So, to fix the issue firstly check that you have enough balance in your account and always try to make a transaction lesser than the total amount in your account.

Check Card limits

PayPal restricts the number of transactions you can make in a day or a week from one particular account. If the user exceeds the transaction limits of their card, then the transaction will decline and it will not be complete. To fix the issue, you will have to wait for the next day, or you can prefer to make a transaction using another account.

Transaction Declined by Card Issuer

To maintain the security of the transaction, PayPal sends a one-time password to the registered mobile number before making a transaction. If the card issuer declines the transaction at that time, then also you may face an error as PayPal Error Code 10468. To resolve the issue, contact the issuer and proceed with the OTP authentication.

Check PayPal App Updates

Sometimes, the issue can be a result of any pending update due to which the transactions may fail to proceed. So, to fix the issue perform the steps below:

  • Open the App Store or Play Store of your device.
  • Search for the PayPal Application.
  • After that, check for the Update button on the right side or below it.
  • There is an update available, then update and restart the app.
  • Check for a successful transaction.
Violation of PayPal Terms

The PayPal Error Code 10486 may appear if you violate the terms and agreement conditions. So, to maintain security the operator may even block your account. The user has to contact the operator in this case to fix the issue.

Why Does My PayPal Keep Saying Transaction Decline?

There can be a decline in your PayPal transaction if there is an issue corresponding to your account. The main cause of the issue can be wrong details, blocked accounts, inactive accounts, exceeding card limits, and much more. You have to check for the actual cause of the problem and resolve the issue to proceed with the payment.

What is PayPal Error Code 10486?

PayPal Error 10486 means that the transaction is incomplete or wrong. It can be due to false account details, incomplete information while making a payment, software issues, low balances, transactions declined by the issuer, inactive accounts, and much more. Sometimes, it can also be due to a slow network connection. The user can make a payment directly using a debit or credit card for any emergent transaction.

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